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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,075 | $110,212-85.4% | $96,534-83.3% | $139,466-88.5% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 2.14% | 26.42%-24.3pp | 25.88%-23.7pp | 373.66%-371.5pp |
| Employer contribution / active EE | $2,456 | $3,620-32.2% | $2,965-17.2% | $4,754-48.3% |
| Participant deferral / active EE | $2,688 | $5,547-51.6% | $4,851-44.6% | $6,712-60.0% |
| Admin fee / account holder | $0 | $11,599-100.0% | $8,253-100.0% | $11,409-100.0% |