Retirement plan

JEWISH FEDERATION & FAMILY SERVICES, ORANGE COUNTY 403(B) PLAN

Name: JEWISH FEDERATION AND FAMILY SERVICES, ORANGE COUNTY - JEWISH FEDERATION & FAMILY SERVICES, ORANGE COUNTY 403(B) PLAN (2020) Form 5500
Creator: JEWISH FEDERATION AND FAMILY SERVICES, ORANGE COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JEWISH FEDERATION & FAMILY SERVICES, ORANGE COUNTY 403(B) PLAN, JEWISH FEDERATION AND FAMILY SERVICES, ORANGE COUNTY

JEWISH FEDERATION AND FAMILY SERVICES, ORANGE COUNTYEIN 95-2407026Plan #001PY 2020

1 FEDERATION WAY, SUITE 210 - IRVINE, CA 92603949-435-3460jewishorangecounty.orgLinkedIn11-50 employeescivic & social organization

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$1.7M

+10.3% from 2019

Total participants

-8.9% from 2019

Average account balance

$35,689

+12.5% from 2019

Annual return

15.85%

-5.90 pp from 2019

Benchmarks

See 36,205 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort36,205 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.75M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$49K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

171.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$192K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.56%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7513

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2L3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$169K

$12046 / participant

Other / not subdivided$169K100.0%

% of EOY assets

9.644%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$35,689

$100,911-64.6%

$90,440-60.5%

$158,966-77.5%

Participation rate

85.7%

75.0%+10.7pp

72.7%+13.0pp

82.0%+3.8pp

Annual return

15.85%

1726.62%-1710.8pp

1294.38%-1278.5pp

302.95%-287.1pp

Employer contribution / active EE

$1,692

$3,690-54.1%

$3,263-48.1%

$4,762-64.5%

Participant deferral / active EE

$2,894

$4,348-33.4%

$3,964-27.0%

$5,983-51.6%

Admin fee / account holder

$3,442

$6,507-47.1%

$5,615-38.7%

$11,250-69.4%

JEWISH FEDERATION & FAMILY SERVICES, ORANGE COUNTY 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JEWISH FEDERATION & FAMILY SERVICES, ORANGE COUNTY 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion