Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,606 | $65,434+32.4% | $98,483-12.1% | $85,847+0.9% |
| Participation rate | 29.3% | 65.0%-35.7pp | 73.3%-44.1pp | 69.3%-40.1pp |
| Annual return | 9.62% | 21.75%-12.1pp | 1494.38%-1484.8pp | 318.61%-309.0pp |
| Employer contribution / active EE | $485 | $2,169-77.6% | $2,961-83.6% | $2,565-81.1% |
| Participant deferral / active EE | $1,376 | $3,168-56.6% | $4,276-67.8% | $3,952-65.2% |
| Admin fee / account holder | $5,579 | $4,595+21.4% | $5,953-6.3% | $6,261-10.9% |