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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,768 | $79,961-7.7% | $98,462-25.1% | $75,177-1.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 13.36% | 19.75%-6.4pp | 21.17%-7.8pp | 160.75%-147.4pp |
| Employer contribution / active EE | $5,574 | $2,264+146.2% | $3,049+82.8% | $2,671+108.7% |
| Participant deferral / active EE | $4,858 | $3,753+29.5% | $4,738+2.5% | $4,126+17.7% |
| Admin fee / account holder | $2,436 | $6,842-64.4% | $8,875-72.6% | $5,651-56.9% |