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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,451 | $56,339-22.9% | $104,301-58.3% | $68,486-36.6% |
| Participation rate | 57.4% | 63.3%-5.9pp | 73.3%-15.9pp | 67.9%-10.5pp |
| Annual return | -16.58% | -9.19%-7.4pp | 24.61%-41.2pp | -7.85%-8.7pp |
| Employer contribution / active EE | $1,180 | $1,960-39.8% | $3,373-65.0% | $2,597-54.6% |
| Participant deferral / active EE | $2,308 | $3,077-25.0% | $4,626-50.1% | $4,028-42.7% |
| Admin fee / account holder | $935 | $4,902-80.9% | $7,340-87.3% | $5,404-82.7% |