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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,440 | $62,549-32.1% | $85,705-50.5% | $85,851-50.6% |
| Participation rate | 81.5% | 61.1%+20.3pp | 69.9%+11.6pp | 69.3%+12.2pp |
| Annual return | 7.90% | 23.77%-15.9pp | 21.49%-13.6pp | 318.63%-310.7pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,619-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,685 | $2,802-39.9% | $3,924-57.1% | $3,952-57.4% |
| Admin fee / account holder | $881 | $4,644-81.0% | $6,877-87.2% | $6,261-85.9% |