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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,873 | $85,060-51.9% | $70,565-42.1% | $139,487-70.7% |
| Participation rate | 80.0% | 73.9%+6.1pp | 68.4%+11.6pp | 80.3%-0.3pp |
| Annual return | 11.63% | 30.39%-18.8pp | 32.79%-21.2pp | 373.84%-362.2pp |
| Employer contribution / active EE | $0 | $3,912-100.0% | $2,976-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $1,188 | $5,891-79.8% | $4,568-74.0% | $6,713-82.3% |
| Admin fee / account holder | $6,569 | $8,932-26.5% | $6,430+2.2% | $11,407-42.4% |