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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,873 | $85,030-51.9% | $70,525-42.0% | $139,427-70.7% |
| Participation rate | 80.0% | 73.9%+6.1pp | 68.4%+11.6pp | 80.3%-0.3pp |
| Annual return | 11.63% | 30.35%-18.7pp | 32.76%-21.1pp | 373.27%-361.6pp |
| Employer contribution / active EE | $0 | $3,909-100.0% | $2,974-100.0% | $4,752-100.0% |
| Participant deferral / active EE | $1,188 | $5,891-79.8% | $4,567-74.0% | $6,711-82.3% |
| Admin fee / account holder | $6,569 | $8,908-26.3% | $6,413+2.4% | $11,404-42.4% |