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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,779 | $67,411-12.8% | $91,004-35.4% | $70,126-16.2% |
| Participation rate | 95.7% | 71.4%+24.3pp | 75.6%+20.0pp | 69.5%+26.1pp |
| Annual return | 10.34% | -40.16%+50.5pp | 4.60%+5.7pp | 73.15%-62.8pp |
| Employer contribution / active EE | $604 | $1,786-66.2% | $2,456-75.4% | $2,343-74.2% |
| Participant deferral / active EE | $3,086 | $2,823+9.3% | $3,548-13.0% | $3,332-7.4% |
| Admin fee / account holder | $3,327 | $4,236-21.5% | $5,417-38.6% | $4,645-28.4% |