See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $3,163 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,281 | $93,182+4.4% | $146,665-33.7% | $79,386+22.5% |
| Participation rate | 63.1% | 76.4%-13.3pp | 80.1%-16.9pp | 70.7%-7.6pp |
| Annual return | 16.25% | 21.61%-5.4pp | 22.74%-6.5pp | 116.85%-100.6pp |
| Employer contribution / active EE | $1,405 | $2,420-41.9% | $4,136-66.0% | $2,427-42.1% |
| Participant deferral / active EE | $2,220 | $4,169-46.8% | $5,506-59.7% | $4,046-45.1% |
| Admin fee / account holder | $13 | $585-97.8% | $10,280-99.9% | $626-98.0% |