Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 15 · EIN 01-0233346 | Recordkeeping | $27,345 |
SAGEVIEW ADVISORY GROUP, LLC4 years Filed as: SAGEVIEW ADVISORY GROUP LLC Service code 29 · EIN 33-0818667 | Legal | $25,000 |
ACTUARIAL BENEFITS CORP1 year Filed as: ACTUARIAL BENEFITS CORP. Service code 49 · EIN 20-1054428 | Other Services | $14,878 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,821 | $49,451+12.9% | $79,580-29.9% | $66,938-16.6% |
| Participation rate | 36.6% | 61.3%-24.8pp | 69.5%-32.9pp | 69.8%-33.2pp |
| Annual return | -14.49% | 84.25%-98.7pp | 0.15%-14.6pp | 1.58%-16.1pp |
| Employer contribution / active EE | $237 | $1,266-81.3% | $2,413-90.2% | $2,545-90.7% |
| Participant deferral / active EE | $1,644 | $3,159-48.0% | $3,985-58.8% | $4,238-61.2% |
| Admin fee / account holder | $547 | $595-8.1% | $6,835-92.0% | $594-7.9% |