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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,502 | $88,707+77.6% | $74,184+112.3% | $273,972-42.5% |
| Participation rate | 95.5% | 79.4%+16.0pp | 76.6%+18.8pp | 83.0%+12.4pp |
| Annual return | 5.28% | 11.94%-6.7pp | 17.74%-12.5pp | 41.46%-36.2pp |
| Employer contribution / active EE | $3,893 | $3,159+23.2% | $2,370+64.3% | $4,869-20.0% |
| Participant deferral / active EE | $1,961 | $4,212-53.4% | $3,550-44.8% | $5,287-62.9% |
| Admin fee / account holder | $4,428 | $8,717-49.2% | $5,586-20.7% | $10,133-56.3% |