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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,611 | $102,595-30.2% | $94,057-23.9% | $154,746-53.7% |
| Participation rate | 45.0% | 76.0%-31.0pp | 73.3%-28.3pp | 80.7%-35.7pp |
| Annual return | 12.77% | 583.42%-570.6pp | 480.62%-467.8pp | 172.34%-159.6pp |
| Employer contribution / active EE | $829 | $3,147-73.6% | $2,933-71.7% | $4,379-81.1% |
| Participant deferral / active EE | $4,074 | $5,118-20.4% | $4,709-13.5% | $6,730-39.5% |
| Admin fee / account holder | $2,412 | $7,736-68.8% | $7,244-66.7% | $14,365-83.2% |