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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,885 | $111,814+157.5% | $103,378+178.5% | $145,978+97.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 17.76% | 24.80%-7.0pp | 24.91%-7.2pp | 550.52%-532.8pp |
| Employer contribution / active EE | $3,586 | $4,215-14.9% | $3,870-7.3% | $4,662-23.1% |
| Participant deferral / active EE | $11,533 | $5,618+105.3% | $5,058+128.0% | $6,690+72.4% |
| Admin fee / account holder | $925 | $9,764-90.5% | $8,401-89.0% | $13,400-93.1% |