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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,885 | $110,337+160.9% | $102,383+181.2% | $145,877+97.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 17.76% | 24.83%-7.1pp | 24.94%-7.2pp | 551.28%-533.5pp |
| Employer contribution / active EE | $3,586 | $4,216-14.9% | $3,870-7.3% | $4,663-23.1% |
| Participant deferral / active EE | $11,533 | $5,621+105.2% | $5,060+127.9% | $6,691+72.4% |
| Admin fee / account holder | $925 | $9,750-90.5% | $8,391-89.0% | $13,402-93.1% |