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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,882 | $160,040-64.5% | $147,096-61.3% | $145,877-61.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.28% | 98.49%-89.2pp | 419.75%-410.5pp | 551.28%-542.0pp |
| Employer contribution / active EE | $4,882 | $5,289-7.7% | $4,936-1.1% | $4,663+4.7% |
| Participant deferral / active EE | $325 | $8,429-96.1% | $8,071-96.0% | $6,691-95.1% |
| Admin fee / account holder | $6,265 | $15,050-58.4% | $13,005-51.8% | $13,402-53.3% |