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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,172 | $167,533+31.4% | $151,645+45.2% | $134,545+63.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -16.25% | 7.81%-24.1pp | 3.34%-19.6pp | 418.37%-434.6pp |
| Employer contribution / active EE | $12,498 | $6,828+83.0% | $6,165+102.7% | $4,742+163.6% |
| Participant deferral / active EE | $9,096 | $8,985+1.2% | $8,363+8.8% | $6,401+42.1% |
| Admin fee / account holder | $1,095 | $13,781-92.1% | $11,614-90.6% | $11,431-90.4% |