Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,258 | $69,977-28.2% | $108,582-53.7% | $62,881-20.1% |
| Participation rate | 32.6% | 72.9%-40.3pp | 79.6%-47.0pp | 69.3%-36.7pp |
| Annual return | 5.23% | 10.73%-5.5pp | -51.70%+56.9pp | 20.14%-14.9pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,967 | $3,165-6.3% | $4,311-31.2% | $3,203-7.4% |
| Admin fee / account holder | $15,320 | $5,076+201.8% | $7,645+100.4% | $4,296+256.6% |