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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,507 | $101,778+238.5% | $164,975+108.8% | $80,925+325.7% |
| Participation rate | 96.9% | 71.8%+25.0pp | 78.6%+18.3pp | 67.7%+29.2pp |
| Annual return | 16.93% | 16.73%+0.2pp | 70.12%-53.2pp | 35.65%-18.7pp |
| Employer contribution / active EE | $8,081 | $2,954+173.6% | $4,343+86.1% | $2,756+193.2% |
| Participant deferral / active EE | $6,851 | $4,477+53.0% | $6,033+13.6% | $4,299+59.4% |
| Admin fee / account holder | $60,604 | $8,221+637.2% | $12,688+377.6% | $6,940+773.2% |