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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,958 | $106,557-93.5% | $91,227-92.4% | $134,545-94.8% |
| Participation rate | 95.2% | 76.8%+18.4pp | 73.2%+22.0pp | 81.2%+14.0pp |
| Annual return | -15.10% | 160.81%-175.9pp | 114.14%-129.2pp | 418.37%-433.5pp |
| Employer contribution / active EE | $2,653 | $3,332-20.4% | $2,851-6.9% | $4,742-44.0% |
| Participant deferral / active EE | $3,796 | $4,719-19.6% | $4,234-10.3% | $6,401-40.7% |
| Admin fee / account holder | $2,478 | $6,235-60.3% | $5,423-54.3% | $11,431-78.3% |