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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,714 | $101,618-64.9% | $93,063-61.6% | $137,256-74.0% |
| Participation rate | 82.4% | 74.9%+7.4pp | 72.1%+10.2pp | 80.0%+2.4pp |
| Annual return | 32.68% | 223.95%-191.3pp | 34.15%-1.5pp | 220.34%-187.7pp |
| Employer contribution / active EE | $2,825 | $2,707+4.3% | $2,476+14.1% | $4,156-32.0% |
| Participant deferral / active EE | $5,536 | $4,279+29.4% | $3,958+39.9% | $6,407-13.6% |
| Admin fee / account holder | $1,710 | $6,198-72.4% | $6,033-71.7% | $12,270-86.1% |