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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,209 | $138,076+95.7% | $123,553+118.7% | $135,380+99.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -2.38% | 153.70%-156.1pp | 119.21%-121.6pp | 519.81%-522.2pp |
| Employer contribution / active EE | $1,855 | $5,152-64.0% | $4,628-59.9% | $4,779-61.2% |
| Participant deferral / active EE | $13,576 | $6,800+99.7% | $6,426+111.3% | $5,609+142.0% |
| Admin fee / account holder | $63,076 | $10,917+477.8% | $9,284+579.4% | $10,828+482.5% |