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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,321 | $98,760+64.4% | $149,715+8.4% | $79,858+103.3% |
| Participation rate | 86.8% | 75.8%+11.1pp | 82.5%+4.4pp | 69.6%+17.2pp |
| Annual return | 10.02% | 27.43%-17.4pp | 276.66%-266.6pp | 31.72%-21.7pp |
| Employer contribution / active EE | $9,666 | $3,217+200.5% | $4,645+108.1% | $2,471+291.2% |
| Participant deferral / active EE | $9,674 | $5,681+70.3% | $6,842+41.4% | $3,740+158.7% |
| Admin fee / account holder | $1,575 | $6,053-74.0% | $9,310-83.1% | $5,306-70.3% |