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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,910 | $102,382+159.7% | $147,005+80.9% | $80,874+228.8% |
| Participation rate | 83.6% | 75.8%+7.8pp | 82.2%+1.5pp | 67.6%+16.0pp |
| Annual return | 12.80% | 134.89%-122.1pp | 418.76%-406.0pp | 35.62%-22.8pp |
| Employer contribution / active EE | $12,333 | $3,715+232.0% | $4,934+149.9% | $2,756+347.6% |
| Participant deferral / active EE | $12,334 | $6,646+85.6% | $8,070+52.8% | $4,297+187.0% |
| Admin fee / account holder | $9,269 | $7,942+16.7% | $13,006-28.7% | $6,935+33.7% |