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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,661 | $83,337-93.2% | $67,834-91.7% | $273,972-97.9% |
| Participation rate | 81.0% | 76.4%+4.5pp | 68.8%+12.2pp | 83.0%-2.1pp |
| Annual return | 6.16% | 259.45%-253.3pp | 138.47%-132.3pp | 41.46%-35.3pp |
| Employer contribution / active EE | $801 | $3,287-75.6% | $2,403-66.7% | $4,869-83.5% |
| Participant deferral / active EE | $875 | $4,088-78.6% | $3,160-72.3% | $5,287-83.4% |
| Admin fee / account holder | $423 | $6,752-93.7% | $4,622-90.8% | $10,133-95.8% |