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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,337 | $72,404-41.5% | $110,243-61.6% | $64,173-34.0% |
| Participation rate | 92.9% | 73.3%+19.5pp | 79.8%+13.0pp | 69.6%+23.3pp |
| Annual return | -6.73% | -6.29%-0.4pp | 314.76%-321.5pp | 7.63%-14.4pp |
| Employer contribution / active EE | $1,958 | $2,282-14.2% | $3,827-48.8% | $2,381-17.8% |
| Participant deferral / active EE | $2,714 | $3,469-21.8% | $4,672-41.9% | $3,470-21.8% |
| Admin fee / account holder | $1,812 | $5,664-68.0% | $8,548-78.8% | $4,887-62.9% |