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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,241 | $99,875+37.4% | $146,866-6.6% | $86,983+57.8% |
| Participation rate | 86.3% | 75.8%+10.5pp | 82.5%+3.8pp | 69.5%+16.7pp |
| Annual return | 13.50% | 28.10%-14.6pp | 102.85%-89.3pp | 25.83%-12.3pp |
| Employer contribution / active EE | $4,063 | $3,224+26.0% | $4,425-8.2% | $2,584+57.2% |
| Participant deferral / active EE | $9,725 | $6,322+53.8% | $7,759+25.3% | $4,194+131.9% |
| Admin fee / account holder | $15,410 | $7,838+96.6% | $13,620+13.1% | $7,856+96.2% |