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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,572 | $76,551+53.6% | $123,894-5.1% | $62,881+87.0% |
| Participation rate | 77.6% | 73.0%+4.6pp | 81.4%-3.9pp | 69.3%+8.2pp |
| Annual return | 4.07% | 18.68%-14.6pp | 47.52%-43.4pp | 20.14%-16.1pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $5,155 | $4,840+6.5% | $5,984-13.9% | $3,203+60.9% |
| Admin fee / account holder | $2,440 | $4,826-49.4% | $8,357-70.8% | $4,296-43.2% |