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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,904 | $113,941-55.3% | $94,229-46.0% | $125,389-59.4% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -1.20% | 5.29%-6.5pp | 10.68%-11.9pp | 282.24%-283.4pp |
| Employer contribution / active EE | $7,410 | $4,727+56.7% | $3,587+106.6% | $4,866+52.3% |
| Participant deferral / active EE | $9,556 | $5,179+84.5% | $4,320+121.2% | $5,352+78.6% |
| Admin fee / account holder | $526 | $8,392-93.7% | $6,269-91.6% | $9,541-94.5% |