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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,230 | $110,286+5.4% | $96,569+20.4% | $139,427-16.6% |
| Participation rate | 70.0% | 78.1%-8.1pp | 76.0%-6.0pp | 80.3%-10.3pp |
| Annual return | 7.76% | 26.39%-18.6pp | 25.87%-18.1pp | 373.27%-365.5pp |
| Employer contribution / active EE | $1,537 | $3,619-57.5% | $2,965-48.2% | $4,752-67.6% |
| Participant deferral / active EE | $8,574 | $5,546+54.6% | $4,851+76.8% | $6,711+27.8% |
| Admin fee / account holder | $50,296 | $11,592+333.9% | $8,251+509.6% | $11,404+341.0% |