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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,392 | $77,574+15.2% | $108,753-17.8% | $86,983+2.8% |
| Participation rate | 85.9% | 62.3%+23.6pp | 71.1%+14.8pp | 69.5%+16.4pp |
| Annual return | 10.33% | 18.42%-8.1pp | 37.47%-27.1pp | 25.83%-15.5pp |
| Employer contribution / active EE | $830 | $1,611-48.5% | $2,427-65.8% | $2,584-67.9% |
| Participant deferral / active EE | $2,123 | $3,128-32.1% | $4,115-48.4% | $4,194-49.4% |
| Admin fee / account holder | $14,398 | $6,529+120.5% | $10,320+39.5% | $7,856+83.3% |