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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,041 | $49,255-69.5% | $70,494-78.7% | $79,856-81.2% |
| Participation rate | 45.9% | 69.2%-23.2pp | 75.1%-29.1pp | 69.6%-23.7pp |
| Annual return | 11.41% | 30.10%-18.7pp | 109.16%-97.7pp | 31.71%-20.3pp |
| Employer contribution / active EE | $780 | $2,100-62.9% | $2,738-71.5% | $2,471-68.4% |
| Participant deferral / active EE | $1,436 | $2,768-48.1% | $3,711-61.3% | $3,741-61.6% |
| Admin fee / account holder | $237 | $2,879-91.8% | $3,848-93.8% | $5,306-95.5% |