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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,022 | $86,298-50.1% | $111,308-61.3% | $85,847-49.9% |
| Participation rate | 72.9% | 73.3%-0.5pp | 77.3%-4.5pp | 69.3%+3.5pp |
| Annual return | 15.68% | 19.99%-4.3pp | 54.67%-39.0pp | 318.61%-302.9pp |
| Employer contribution / active EE | $1,638 | $2,044-19.9% | $2,732-40.1% | $2,565-36.2% |
| Participant deferral / active EE | $3,348 | $3,641-8.0% | $4,487-25.4% | $3,952-15.3% |
| Admin fee / account holder | $1,920 | $8,189-76.6% | $7,965-75.9% | $6,261-69.3% |