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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,645 | $70,684-48.2% | $169,397-78.4% | $75,177-51.3% |
| Participation rate | 26.7% | 64.8%-38.1pp | 77.2%-50.5pp | 67.2%-40.5pp |
| Annual return | 25.44% | 36.38%-10.9pp | 406.23%-380.8pp | 160.75%-135.3pp |
| Employer contribution / active EE | $1,207 | $2,211-45.4% | $4,013-69.9% | $2,671-54.8% |
| Participant deferral / active EE | $4,318 | $4,310+0.2% | $6,223-30.6% | $4,126+4.6% |
| Admin fee / account holder | $99 | $5,404-98.2% | $9,017-98.9% | $5,651-98.2% |