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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,192 | $77,574+71.7% | $108,753+22.5% | $86,983+53.1% |
| Participation rate | 94.6% | 62.3%+32.3pp | 71.1%+23.5pp | 69.5%+25.1pp |
| Annual return | 3.97% | 18.42%-14.4pp | 37.47%-33.5pp | 25.83%-21.9pp |
| Employer contribution / active EE | $4,730 | $1,611+193.7% | $2,427+94.9% | $2,584+83.0% |
| Participant deferral / active EE | $0 | $3,128-100.0% | $4,115-100.0% | $4,194-100.0% |
| Admin fee / account holder | $1,004 | $6,529-84.6% | $10,320-90.3% | $7,856-87.2% |