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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,349 | $180,749+70.0% | $160,784+91.2% | $137,256+123.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 4.45% | 2234.46%-2230.0pp | 1803.92%-1799.5pp | 220.34%-215.9pp |
| Employer contribution / active EE | $5,833 | $4,155+40.4% | $3,733+56.3% | $4,156+40.4% |
| Participant deferral / active EE | $6,875 | $6,844+0.4% | $6,293+9.3% | $6,407+7.3% |
| Admin fee / account holder | $6,187 | $10,397-40.5% | $9,717-36.3% | $12,270-49.6% |