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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,486 | $81,763-56.6% | $58,561-39.4% | $139,466-74.6% |
| Participation rate | 85.7% | 61.3%+24.4pp | 50.9%+34.8pp | 80.3%+5.4pp |
| Annual return | 10.42% | 7427.77%-7417.4pp | 4251.33%-4240.9pp | 373.66%-363.2pp |
| Employer contribution / active EE | $3,419 | $1,398+144.6% | $1,053+224.6% | $4,754-28.1% |
| Participant deferral / active EE | $4,400 | $2,555+72.2% | $1,923+128.8% | $6,712-34.5% |
| Admin fee / account holder | $453 | $3,273-86.1% | $2,520-82.0% | $11,409-96.0% |