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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,467 | $52,306-66.6% | $69,779-75.0% | $62,881-72.2% |
| Participation rate | 100.0% | 67.2%+32.8pp | 71.8%+28.2pp | 69.3%+30.7pp |
| Annual return | -2.19% | 13.35%-15.5pp | 12.99%-15.2pp | 20.14%-22.3pp |
| Employer contribution / active EE | $2,375 | $1,799+32.0% | $2,338+1.6% | $2,281+4.1% |
| Participant deferral / active EE | $1,028 | $2,395-57.1% | $2,931-64.9% | $3,203-67.9% |
| Admin fee / account holder | $965 | $3,691-73.9% | $4,381-78.0% | $4,296-77.5% |