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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,975 | $52,306+213.5% | $69,779+135.0% | $62,881+160.8% |
| Participation rate | 86.5% | 67.2%+19.3pp | 71.8%+14.7pp | 69.3%+17.2pp |
| Annual return | -2.47% | 13.35%-15.8pp | 12.99%-15.5pp | 20.14%-22.6pp |
| Employer contribution / active EE | $6,681 | $1,799+271.4% | $2,338+185.7% | $2,281+192.9% |
| Participant deferral / active EE | $6,134 | $2,395+156.1% | $2,931+109.3% | $3,203+91.5% |
| Admin fee / account holder | $758 | $3,691-79.5% | $4,381-82.7% | $4,296-82.4% |