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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,479 | $58,312+80.9% | $86,656+21.7% | $71,529+47.5% |
| Participation rate | 85.9% | 65.0%+20.8pp | 71.7%+14.2pp | 67.9%+17.9pp |
| Annual return | 14.59% | 24.08%-9.5pp | 593.09%-578.5pp | 28.97%-14.4pp |
| Employer contribution / active EE | $1,325 | $2,576-48.6% | $3,025-56.2% | $2,590-48.8% |
| Participant deferral / active EE | $4,257 | $3,439+23.8% | $4,439-4.1% | $4,291-0.8% |
| Admin fee / account holder | $340 | $1,057-67.8% | $5,619-93.9% | $1,588-78.6% |