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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,230 | $60,261+106.2% | $81,783+51.9% | $74,546+66.6% |
| Participation rate | 88.1% | 62.9%+25.3pp | 72.4%+15.8pp | 67.2%+20.9pp |
| Annual return | 13.16% | 16.88%-3.7pp | 775.05%-761.9pp | 1366.03%-1352.9pp |
| Employer contribution / active EE | $1,238 | $2,622-52.8% | $2,913-57.5% | $2,624-52.8% |
| Participant deferral / active EE | $4,496 | $3,388+32.7% | $4,320+4.1% | $4,347+3.4% |
| Admin fee / account holder | $357 | $1,482-75.9% | $7,380-95.2% | $1,944-81.6% |