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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,673 | $65,364+214.7% | $92,909+121.4% | $72,975+181.8% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 16.28% | 42.11%-25.8pp | 109.44%-93.2pp | 81.01%-64.7pp |
| Employer contribution / active EE | $13,511 | $2,594+420.8% | $3,653+269.8% | $2,440+453.7% |
| Participant deferral / active EE | $8,461 | $3,128+170.5% | $4,238+99.7% | $3,608+134.5% |
| Admin fee / account holder | $8,672 | $4,251+104.0% | $5,795+49.7% | $5,124+69.3% |