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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,378 | $72,486-49.8% | $87,103-58.2% | $72,976-50.2% |
| Participation rate | 83.8% | 72.8%+11.0pp | 76.9%+6.9pp | 69.5%+14.3pp |
| Annual return | 0.18% | 24.46%-24.3pp | 28.19%-28.0pp | 81.02%-80.8pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,937 | $3,270-40.7% | $4,049-52.1% | $3,608-46.3% |
| Admin fee / account holder | $2,341 | $5,055-53.7% | $7,491-68.8% | $5,124-54.3% |