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| Provider | Service type | Compensation |
|---|---|---|
EDWARD JONES1 year Filed as: EDWARD D. JONES CO., L.P. Service code 26 · EIN 43-0345811 | Advisory (Participants) | $30,678 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,128 | $80,992+84.1% | $96,534+54.5% | $75,173+98.4% |
| Participation rate | 78.4% | 71.8%+6.6pp | 76.0%+2.4pp | 67.2%+11.2pp |
| Annual return | 15.17% | 27.05%-11.9pp | 25.88%-10.7pp | 160.72%-145.6pp |
| Employer contribution / active EE | $3,467 | $2,283+51.9% | $2,965+16.9% | $2,671+29.8% |
| Participant deferral / active EE | $3,700 | $3,929-5.8% | $4,851-23.7% | $4,126-10.3% |
| Admin fee / account holder | $305 | $6,717-95.5% | $8,253-96.3% | $5,651-94.6% |