Retirement plan

REHABILITATION INSTITUTE OF SOUTHERN CALIFORNIA 401(K) PLAN

Name: REHABILITATION INSTITUTE OF SOUTHER - REHABILITATION INSTITUTE OF SOUTHERN CALIFORNIA 401(K) PLAN (2015) Form 5500
Creator: REHABILITATION INSTITUTE OF SOUTHER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, REHABILITATION INSTITUTE OF SOUTHERN CALIFORNIA 401(K) PLAN, REHABILITATION INSTITUTE OF SOUTHER

REHABILITATION INSTITUTE OF SOUTHEREIN 95-1792279Plan #006PY 2015

1800 EAST LA VETA AVENUE - ORANGE, CA 92866714-633-7400reimagine-power.comLinkedIn1-10 employeesinformation technology and services

Prospect flagsLow returnsLow participationLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$1.7M

No prior year

Total participants

194

No prior year

Average account balance

$25,896

No prior year

Annual return

-2.74%

No prior year

Benchmarks

See 4,452 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort4,452 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.20M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$29K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

147

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

63.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$367K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.66%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
GEORGE W. TEATS, JR., CPA1+ years Filed as: GEORGE W. TEATS, CPA Service code 10 · EIN 26-1557474 540 NORTH GOLDEN CIRCLE · SANTA ANA, CA 92705	Accounting	$7,300
THE GUARDIAN INSURANCE & ANNUITY CO1+ years Filed as: GUARDIAN LIFE INSURANCE COMPANY Service code 50 · EIN 13-2656036 7 HANOVER ST · NEW YORK, NY 10004	Direct Payment	$1,699
BENEFIT CONSULTANTS GROUP1+ years Service code 64 · EIN 99-9999999	Recordkeeping Fees	$1,123
EXPERTPLAN, INC.1+ years Service code 64 · EIN 52-2269494 50 MILESTONE RD · EAST WINDSOR, NJ 08520	Recordkeeping Fees	$462

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$11K

$61 / participant

Other / not subdivided$11K100.0%

% of EOY assets

0.629%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GEORGE TEATS, CPA
Auditor EIN: 261557474
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,896

$46,360-44.1%

$147,617-82.5%

$52,331-50.5%

Participation rate

25.9%

64.9%-39.1pp

84.6%-58.8pp

68.1%-42.2pp

Annual return

-2.74%

1.62%-4.4pp

61.98%-64.7pp

4.54%-7.3pp

Employer contribution / active EE

$184

$2,126-91.3%

$5,564-96.7%

$1,882-90.2%

Participant deferral / active EE

$880

$2,258-61.0%

$4,895-82.0%

$3,022-70.9%

Admin fee / account holder

$163

$766-78.7%

$11,612-98.6%

$592-72.5%

Provider

Service type

Compensation

GEORGE W. TEATS, JR., CPA1+ years

Filed as: GEORGE W. TEATS, CPA

Service code 10 · EIN 26-1557474

540 NORTH GOLDEN CIRCLE · SANTA ANA, CA 92705

Accounting

$7,300

THE GUARDIAN INSURANCE & ANNUITY CO1+ years

Filed as: GUARDIAN LIFE INSURANCE COMPANY

Service code 50 · EIN 13-2656036

7 HANOVER ST · NEW YORK, NY 10004

Direct Payment

$1,699

BENEFIT CONSULTANTS GROUP1+ years

Service code 64 · EIN 99-9999999

Recordkeeping Fees

$1,123

EXPERTPLAN, INC.1+ years

Service code 64 · EIN 52-2269494

50 MILESTONE RD · EAST WINDSOR, NJ 08520

Recordkeeping Fees

$462

REHABILITATION INSTITUTE OF SOUTHERN CALIFORNIA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

REHABILITATION INSTITUTE OF SOUTHERN CALIFORNIA 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion