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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,993 | $91,559+43.1% | $133,978-2.2% | $79,856+64.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 6.09% | 61.85%-55.8pp | 45.10%-39.0pp | 31.71%-25.6pp |
| Employer contribution / active EE | $5,086 | $2,384+113.4% | $3,919+29.8% | $2,471+105.8% |
| Participant deferral / active EE | $9,240 | $3,734+147.5% | $5,047+83.1% | $3,741+147.0% |
| Admin fee / account holder | $3,898 | $6,321-38.3% | $8,930-56.3% | $5,306-26.5% |