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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,646 | $44,103-46.4% | $75,826-68.8% | $64,173-63.2% |
| Participation rate | 54.0% | 62.7%-8.7pp | 68.2%-14.2pp | 69.6%-15.6pp |
| Annual return | -2.90% | -4.72%+1.8pp | 1914.15%-1917.0pp | 7.63%-10.5pp |
| Employer contribution / active EE | $0 | $1,446-100.0% | $1,913-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,375 | $2,204-37.6% | $2,862-52.0% | $3,470-60.4% |
| Admin fee / account holder | $8,572 | $3,506+144.5% | $4,726+81.4% | $4,887+75.4% |