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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $26,154 |
Service code 27 · EIN 59-2937883 | Advisory (Plan) | $15,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,171 | $174,875+68.8% | $125,391+135.4% | - |
| Participation rate | 81.8% | 70.4%+11.4pp | 82.4%-0.6pp | - |
| Annual return | -26.24% | -12.92%-13.3pp | 572.41%-598.7pp | - |
| Employer contribution / active EE | $8,279 | $3,570+131.9% | $4,816+71.9% | - |
| Participant deferral / active EE | $10,580 | $6,354+66.5% | $7,448+42.0% | - |
| Admin fee / account holder | $427 | $56,366-99.2% | $10,009-95.7% | - |