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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,598 | $77,920-77.4% | $149,723-88.2% | $75,177-76.6% |
| Participation rate | 55.1% | 65.6%-10.5pp | 78.8%-23.7pp | 67.2%-12.1pp |
| Annual return | 16.57% | 31.72%-15.2pp | 134.50%-117.9pp | 160.75%-144.2pp |
| Employer contribution / active EE | $1,126 | $3,138-64.1% | $4,821-76.7% | $2,671-57.9% |
| Participant deferral / active EE | $1,436 | $3,411-57.9% | $5,682-74.7% | $4,126-65.2% |
| Admin fee / account holder | $853 | $5,951-85.7% | $13,215-93.5% | $5,651-84.9% |