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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,701 | $111,301-45.5% | $112,977-46.3% | $158,966-61.8% |
| Participation rate | 92.3% | 83.5%+8.8pp | 82.6%+9.7pp | 82.0%+10.3pp |
| Annual return | 5.38% | 26.40%-21.0pp | 24.24%-18.9pp | 302.95%-297.6pp |
| Employer contribution / active EE | $3,051 | $4,471-31.8% | $4,255-28.3% | $4,762-35.9% |
| Participant deferral / active EE | $6,002 | $5,880+2.1% | $5,836+2.8% | $5,983+0.3% |
| Admin fee / account holder | $47,597 | $8,392+467.2% | $6,294+656.2% | $11,250+323.1% |