Filed February 10, 2026 (most recent of 2 filings on file)
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,247 | $67,385-25.4% | $60,919-17.5% | $134,554-62.7% |
| Participation rate | 94.1% | 76.2%+17.9pp | 73.1%+21.0pp | 81.2%+12.9pp |
| Annual return | -20.71% | 50.13%-70.8pp | 16.98%-37.7pp | 418.46%-439.2pp |
| Employer contribution / active EE | $0 | $3,100-100.0% | $2,704-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $0 | $4,533-100.0% | $3,814-100.0% | $6,401-100.0% |
| Admin fee / account holder | $1,114 | $4,587-75.7% | $3,226-65.5% | $11,430-90.2% |